Mercury General posts $190.4m net income in Q1’26 after prior-year loss - Reinsurance News

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Mercury General Corporation, a property and casualty insurance provider, has reported a net income of $190.4 million for the first quarter of 2026, compared to a net loss of $108.3 million in the same period a year earlier.
In Q1’26, operating income rose to $194 million, compared to a loss of $126.8 million in Q1’25.
Direct premiums written increased 8.8% to $1.57 billion from $1.45 billion.
Net premiums earned rose 13.2% to $1.45 billion from $1.28 billion, while net premiums written increased 17.9% to $1.55 billion from $1.31 billion.
Net investment income totalled $85.6 million, up 5.1% from $81.5 million.
Total revenues amounted to $1.54 billion, up 10.5% from $1.39 billion.
The combined ratio significantly improved to 89.3% from 119.2%, driven by a reduction in the loss ratio to 64.2% from 95.1%, partially offset by a slight increase in the expense ratio to 25.1% from 24.0%.

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