Article ID: dbdb3cc7a66a35253fa7a26e3d96fda49f331863eeeb137e0355b131c394c74c
Source ID: secondary:businessinsurance.com
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URL: https://www.businessinsurance.com/issue/april-may-2026/
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April/May 2026 - Business Insurance Skip to content Register for free Search Search Log In Risk Management Cyber Risks Pricing Trends Mergers & Acquisitions Technology Sponsored Content WSIA RISKWORLD Workers Comp & Safety Workers Comp Cost Control Pain Management Workplace Safety International EMEA Asia-Pacific Latin America People Events BI Intelligence Top 100 Agents & Brokers Best Places to Work 2025 Lists Directories Insurance Pricing BI Stock Index Magazine Current Issue Past Issues Subscribe Women to Watch ALL INsurance Resources Risk Perspectives Sponsored Content Webinars White Papers Risk Management Cyber Risks Pricing Trends Mergers & Acquisitions Technology Sponsored Content WSIA RISKWORLD Workers Comp & Safety Workers Comp Cost Control Pain Management Workplace Safety International EMEA Asia-Pacific Latin America People Events BI Intelligence Top 100 Agents & Brokers Best Places to Work 2025 Lists Directories Insurance Pricing BI Stock Index Magazine Current Issue Past Issues Subscribe Women to Watch ALL INsurance Resources Risk Perspectives Sponsored Content Webinars White Papers Risk Management Cyber Risks Pricing Trends Mergers & Acquisitions Technology Sponsored Content WSIA RISKWORLD Workers Comp & Safety Workers Comp Cost Control Pain Management Workplace Safety International EMEA Asia-Pacific Latin America People Events BI Intelligence Top 100 Agents & Brokers Best Places to Work 2025 Lists Directories Insurance Pricing BI Stock Index Magazine Current Issue Past Issues Subscribe Women to Watch ALL INsurance Resources Risk Perspectives Sponsored Content Webinars White Papers Risk Management Cyber Risks Pricing Trends Mergers & Acquisitions Technology Sponsored Content WSIA RISKWORLD Workers Comp & Safety Workers Comp Cost Control Pain Management Workplace Safety International EMEA Asia-Pacific Latin America People Events BI Intelligence Top 100 Agents & Brokers Best Places to Work 2025 Lists Directories Insurance Pricing BI Stock Index Magazine Current Issue Past Issues Subscribe Women to Watch ALL INsurance Resources Risk Perspectives Sponsored Content Webinars White Papers April/May 2026 COVER STORY Risk professionals grapple with rapid expansion of AI Privacy safeguards, data security and employee use policies emerge as key defenses amid evolving technology exposures NEWS ANALYSIS Insurers, brokers react to data center boom The acceleration in data center construction has drawn a robust response from the insurance sector, which is deploying billions in new insurance capacity, consolidating coverage for ease of administration to support ever-larger projects and establishing products and services directly targeting the sector. Rising convective storm losses test insurers as property rates fall in competitive market Tensions are rising in the commercial property insurance market as elevated severe convective storm losses collide with softening rates. Care access problems strain comp sector, slowing worker recovery, increasing costs As provider shortages across health care persist, delays in treatment are becoming one of the most consistent pressure points in the workers compensation industry. Bermuda insurer ratings highlight credit, ownership dynamics affecting companies The ratings of Business Insurance’ s selected insurers for its Bermuda list, from which Litmus calculates each insurer’s Litmus Composite Score, or rating average, highlight some key considerations for rating users. SPECIAL REPORT Captive owners adapt to market changes Captive insurers are being deployed more broadly as strategic risk tools as organizations seek to build resilience and adapt to shifting conditions in the commercial insurance market. AI makes headway in captive management PALM DESERT, California — Artificial intelligence could increasingly help captive insurers evaluate emerging risks such as autonomous vehicles while streamlining underwriting and operational workflows, a panel of experts said. Captive owners use hybrid structures to add flexibility, stability Hybrid insurance and reinsurance structures that blend traditional coverage with alternative risk transfer are gaining traction among captive owners seeking greater flexibility and protection from volatile pricing, experts say. Severe injuries reshape workers comp claims When a workplace injury results in paralysis or other life-altering conditions, the related workers compensation claim often extends far beyond medical care and indemnity, increasingly encompassing the cost and complexity of modifying, or even rebuilding, the injured worker’s home. Perspectives: When good claims go bad — the mental factors we can no longer ignore Most of us in workers compensation can recall a case that seemed straightforward on day one but grew unexpectedly complicated by week six, with escalating pain reports despite normal imaging, stalled therapy, mounting frustration and, too often, an adversarial turn. RESEARCH & RANKINGS Risk Management Innovation Captive Insurance Claims Management DEPARTMENTS View from the top: Karl Hennessy, McGill and Partners Karl Hennessy, president of McGill and Partners and CEO of its U.S. business, joined the brokerage in London shortly after it was founded in 2019. Perspectives: Understanding Georgia’s willful misconduct defense in workers compensation claims It is particularly important for employers and employees to understand the “willful misconduct defense” in Georgia workers’ compensation claims because, in 2024, more than 1.4 million work-related injury or illness cases nationwide were reported to the Occupational Safety and Health Administration. Viewpoint: Handling autonomous risks On a recent trip to Atlanta with my family, we were surprised to see the many Waymo vehicles providing driverless rides and Serve delivery robots named “Kaito” and “Margo” offering last-mile deliveries from local restaurants in Midtown. Editorial: One giant, complex leap for insurance There may have been more than a 50-year gap, but it was hard not to notice the striking outward similarities between the command module used for the original Apollo moon mission and that used by the Artemis astronauts who recently splashed down in the Pacific. Data spotlight: Projected number of robotaxis by region Get your free subscription to Business Insurance magazine April/May 2026 February/March 2026 January 2026 December 2025 October/November 2025 August/September 2025 June/July 2025 April/May 2025 February/March 2025 January 2025 December 2024 November 2024 October 2024 September 2024 July/August 2024 View the PDF Facebook-f X-twitter Linkedin-in Business Insurance is a singular, authoritative news and information source for executives focused upon risk management, risk transfer and risk financing. Never miss important news: Become a Business Insurance Online subscriber today Subscribe Now Information About Us Contact Advertise Privacy Policy Terms & Conditions Copyright 2026. BUSINESS INSURANCE HOLDINGS Member, Beacon International Group, Ltd.
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