Article ID: d02c9ce528bea4258737cf1dd50b354671da8bdbd4de77f75323ff741384c90b
Source ID: secondary:businessinsurance.com
Published At: -
Extraction Method: bs4_heuristic
Body Text
Cincinnati Insurance found in bad faith over pandemic-era claim denials - Business Insurance Skip to content Register for free Search Search Log In Risk Management Cyber Risks Pricing Trends Mergers & Acquisitions Technology Sponsored Content WSIA RISKWORLD Workers Comp & Safety Workers Comp Cost Control Pain Management Workplace Safety International EMEA Asia-Pacific Latin America People Events BI Intelligence Top 100 Agents & Brokers Best Places to Work 2026 Lists Directories Insurance Pricing BI Stock Index Magazine Current Issue Past Issues Subscribe Women to Watch ALL INsurance Resources Risk Perspectives Sponsored Content Webinars White Papers Risk Management Cyber Risks Pricing Trends Mergers & Acquisitions Technology Sponsored Content WSIA RISKWORLD Workers Comp & Safety Workers Comp Cost Control Pain Management Workplace Safety International EMEA Asia-Pacific Latin America People Events BI Intelligence Top 100 Agents & Brokers Best Places to Work 2026 Lists Directories Insurance Pricing BI Stock Index Magazine Current Issue Past Issues Subscribe Women to Watch ALL INsurance Resources Risk Perspectives Sponsored Content Webinars White Papers Risk Management Cyber Risks Pricing Trends Mergers & Acquisitions Technology Sponsored Content WSIA RISKWORLD Workers Comp & Safety Workers Comp Cost Control Pain Management Workplace Safety International EMEA Asia-Pacific Latin America People Events BI Intelligence Top 100 Agents & Brokers Best Places to Work 2026 Lists Directories Insurance Pricing BI Stock Index Magazine Current Issue Past Issues Subscribe Women to Watch ALL INsurance Resources Risk Perspectives Sponsored Content Webinars White Papers Risk Management Cyber Risks Pricing Trends Mergers & Acquisitions Technology Sponsored Content WSIA RISKWORLD Workers Comp & Safety Workers Comp Cost Control Pain Management Workplace Safety International EMEA Asia-Pacific Latin America People Events BI Intelligence Top 100 Agents & Brokers Best Places to Work 2026 Lists Directories Insurance Pricing BI Stock Index Magazine Current Issue Past Issues Subscribe Women to Watch ALL INsurance Resources Risk Perspectives Sponsored Content Webinars White Papers Cincinnati Insurance found in bad faith over pandemic-era claim denials by Richard Sine Claims Disputes , Coronavirus , P/C Insurers , Risk Management Sep 8, 2026 In a blistering decision, a federal judge found an Ohio insurer liable for bad faith for failing to pay pandemic-related business interruption claims to four restaurants in North Carolina, nearly two years after the insurer lost a landmark case on the same issue. Cincinnati Insurance was sued by four Durham, North Carolina, restaurants over denied claims for pandemic-related losses. In The Durham Wood Fired Pizza Company LLC v. The Cincinnati Insurance Company , Chief District Judge Catherine C. Eagles on Thursday granted summary judgment to the restaurants on liability, breach of contract, breach of implied covenant and unfair and deceptive trade practices, with a trial to follow only on damages. Chief District Judge Catherine C. Engles wrote that Cincinnati Insurance “has not explained to either the plaintiffs or the Court any basis for denying the insurance claims after” the 2024 ruling, North State Deli, LLC v. Cincinnati Insurance Co. With that ruling, the North Carolina Supreme Court became the first state high court to determine that businesses with property insurance and without a virus exclusion are entitled to business interruption losses from pandemic-related losses, despite the lack of physical loss or damage. The high court ruled that the plaintiffs, which were also restaurants, suffered a direct physical loss when they were “expressly forbidden by government decree” from accessing their property. After the ruling, the plaintiffs in the current case asked Cincinnati to reopen its claim, but Cincinnati has not made any payment, the judge wrote. Since the ruling, the insurer has “stonewalled the plaintiffs without offering any real reason for their ongoing refusal to acknowledge their coverage obligations. It made a blanket companywide decision to deny all coronavirus-related business interruption claims without conducting an individual investigation into such claims, and without changing its position at all after North State Deli .” A trial on damages is scheduled for October 26. The case was decided in the U.S. District Court for the Middle District of North Carolina. Cincinnati Insurance Company is headquartered in Fairfield, Ohio. Cincinnati Insurance did not immediately respond to a request for comment. Related News Boston Scientific says unlikely to meet sales, forecast after cyberattack September 8, 2026 Aspen’s Dunleavy to take over at Conduit September 8, 2026 Markel chairman to retire, succeeded by CEO September 8, 2026 Vantage names Yves Charbonneau chief risk officer September 8, 2026 Indiana court upholds benefits for worker who fainted while driving September 8, 2026 Compre takes on Lloyd’s reserves in retrospective reinsurance deal September 8, 2026 China proposes fivefold increase in insurer capital September 8, 2026 Brown and Brown enters Scottish retail market September 8, 2026 $100B non-peak losses become ‘new normal’: Munich Re September 8, 2026 Facebook-f X-twitter Linkedin-in Business Insurance is a singular, authoritative news and information source for executives focused upon risk management, risk transfer and risk financing. Never miss important news: Become a Business Insurance Online subscriber today Subscribe Now Information About Us Contact Advertise Privacy Policy Terms & Conditions Copyright 2026. BUSINESS INSURANCE HOLDINGS Member, Beacon International Group, Ltd.
Metadata (JSON)
{
"score": 13.933333333333334
}