Logistics company must cover worker’s lumbar fusion - Business Insurance

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Logistics company must cover worker’s lumbar fusion - Business Insurance Skip to content Register for free Search Search Log In Risk Management Cyber Risks Pricing Trends Mergers & Acquisitions Technology Sponsored Content WSIA RISKWORLD Workers Comp & Safety Workers Comp Cost Control Pain Management Workplace Safety International EMEA Asia-Pacific Latin America People Events BI Intelligence Top 100 Agents & Brokers Best Places to Work 2025 Lists Directories Insurance Pricing BI Stock Index Magazine Current Issue Past Issues Subscribe Women to Watch ALL INsurance Resources Risk Perspectives Sponsored Content Webinars White Papers Risk Management Cyber Risks Pricing Trends Mergers & Acquisitions Technology Sponsored Content WSIA RISKWORLD Workers Comp & Safety Workers Comp Cost Control Pain Management Workplace Safety International EMEA Asia-Pacific Latin America People Events BI Intelligence Top 100 Agents & Brokers Best Places to Work 2025 Lists Directories Insurance Pricing BI Stock Index Magazine Current Issue Past Issues Subscribe Women to Watch ALL INsurance Resources Risk Perspectives Sponsored Content Webinars White Papers Risk Management Cyber Risks Pricing Trends Mergers & Acquisitions Technology Sponsored Content WSIA RISKWORLD Workers Comp & Safety Workers Comp Cost Control Pain Management Workplace Safety International EMEA Asia-Pacific Latin America People Events BI Intelligence Top 100 Agents & Brokers Best Places to Work 2025 Lists Directories Insurance Pricing BI Stock Index Magazine Current Issue Past Issues Subscribe Women to Watch ALL INsurance Resources Risk Perspectives Sponsored Content Webinars White Papers Risk Management Cyber Risks Pricing Trends Mergers & Acquisitions Technology Sponsored Content WSIA RISKWORLD Workers Comp & Safety Workers Comp Cost Control Pain Management Workplace Safety International EMEA Asia-Pacific Latin America People Events BI Intelligence Top 100 Agents & Brokers Best Places to Work 2025 Lists Directories Insurance Pricing BI Stock Index Magazine Current Issue Past Issues Subscribe Women to Watch ALL INsurance Resources Risk Perspectives Sponsored Content Webinars White Papers Logistics company must cover worker’s lumbar fusion by Louise Esola Workers Comp Coverage , Workplace Safety Jul 21, 2026 The Tennessee Workers’ Compensation Appeals Board ruled Tuesday that logistics and warehouse services provider must provide lumbar fusion surgery to an employee whose workplace accident aggravated a preexisting back condition, but upheld the denial of additional temporary disability benefits. In Goad v. Capstone Logistics LLC , the appeals board affirmed an expedited order finding that Kathy Goad was likely to prove her September 2023 workplace accident at a Capstone Logistics facility caused a compensable aggravation of her preexisting spondylolisthesis and resulted in her need for surgery. Ms. Goad was packing cookies when a towmotor pushed a pallet into the backs of her legs, causing her to fall backward. Her authorized orthopedic physician recommended a lumbar fusion but later said the need for surgery was more than 50% attributable to the natural progression of her degenerative condition. A physician Ms. Goad consulted without authorization concluded that the accident caused her previously asymptomatic condition to become unstable and primarily caused her need for treatment. The appeals board said the trial court properly credited that opinion. It also noted that the authorized physician acknowledged the accident made Ms. Goad symptomatic, aggravated her preexisting condition and was the sole cause of that aggravation. The board said an aggravation does not have to cause a permanent anatomical change to be compensable when it contributes more than 50% to the need for treatment. The board separately affirmed the denial of temporary disability benefits because Ms. Goad presented no evidence that her March 2025 maximum-medical-improvement determination was premature, incorrect or later rescinded. 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