For better premiums or worse - Business Insurance

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For better premiums or worse - Business Insurance Skip to content Register for free Search Search Log In Risk Management Cyber Risks Pricing Trends Mergers & Acquisitions Technology Sponsored Content WSIA RISKWORLD Workers Comp & Safety Workers Comp Cost Control Pain Management Workplace Safety International EMEA Asia-Pacific Latin America People Events BI Intelligence Top 100 Agents & Brokers Best Places to Work 2025 Lists Directories Insurance Pricing BI Stock Index Magazine Current Issue Past Issues Subscribe Women to Watch ALL INsurance Resources Risk Perspectives Sponsored Content Webinars White Papers Risk Management Cyber Risks Pricing Trends Mergers & Acquisitions Technology Sponsored Content WSIA RISKWORLD Workers Comp & Safety Workers Comp Cost Control Pain Management Workplace Safety International EMEA Asia-Pacific Latin America People Events BI Intelligence Top 100 Agents & Brokers Best Places to Work 2025 Lists Directories Insurance Pricing BI Stock Index Magazine Current Issue Past Issues Subscribe Women to Watch ALL INsurance Resources Risk Perspectives Sponsored Content Webinars White Papers Risk Management Cyber Risks Pricing Trends Mergers & Acquisitions Technology Sponsored Content WSIA RISKWORLD Workers Comp & Safety Workers Comp Cost Control Pain Management Workplace Safety International EMEA Asia-Pacific Latin America People Events BI Intelligence Top 100 Agents & Brokers Best Places to Work 2025 Lists Directories Insurance Pricing BI Stock Index Magazine Current Issue Past Issues Subscribe Women to Watch ALL INsurance Resources Risk Perspectives Sponsored Content Webinars White Papers Risk Management Cyber Risks Pricing Trends Mergers & Acquisitions Technology Sponsored Content WSIA RISKWORLD Workers Comp & Safety Workers Comp Cost Control Pain Management Workplace Safety International EMEA Asia-Pacific Latin America People Events BI Intelligence Top 100 Agents & Brokers Best Places to Work 2025 Lists Directories Insurance Pricing BI Stock Index Magazine Current Issue Past Issues Subscribe Women to Watch ALL INsurance Resources Risk Perspectives Sponsored Content Webinars White Papers For better premiums or worse Off Beat Mar 10, 2026 Being unwed in Montana may now come with a small financial penalty — at least when it comes to insurance premiums. A district court judge has upheld a 2021 state law allowing insurers to consider marital status when setting rates, rejecting claims that the practice violates the Montana Constitution, according to the Daily Montanan. The judge ruled that H.B. 379, which overturned 1985 law barring insurers from using marital status in rate calculations, is constitutional. A group of plaintiffs had argued that the law discriminates against single people and improperly favors insurers. In his decision, the judge said the state constitution protects certain classes, including race, sex and religion, but marital status is not among them. “Simply because a statute discriminates on the basis of marital status does not mean the statute is irrational,” he wrote. Supporters of the law argued the distinction reflects actuarial data. Testimony in the case indicated that married drivers tend to file fewer insurance claims than single drivers. An insurance company executive testified that insurers in 42 states and the District of Columbia already offer discounts to married couples. One plaintiff said he paid about 6.2% more in premiums because he was single. Related News OSHA workplace violence prevention plan to face audit March 10, 2026 Former FM chief Tom Lawson dies March 10, 2026 Beazley buys energy MGA kWh Analytics March 10, 2026 Utah firefighter cancer trust fund bill heads to governor March 10, 2026 Captive owners use hybrid structures to add stability March 10, 2026 Calif. bill would change workers comp medical treatment March 10, 2026 Group captives evolving, still have ‘headroom for growth’ March 10, 2026 Gulf conflict drives war risk premiums up 1,000% March 10, 2026 CK Hutchison unit seeks $2B over port seizure March 10, 2026 Facebook-f X-twitter Linkedin-in Business Insurance is a singular, authoritative news and information source for executives focused upon risk management, risk transfer and risk financing. Never miss important news: Become a Business Insurance Online subscriber today Subscribe Now Information About Us Contact Advertise Privacy Policy Terms & Conditions Copyright 2026. BUSINESS INSURANCE HOLDINGS Member, Beacon International Group, Ltd.

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