July Fourth’s real party crashers: leaks and thieves - Business Insurance

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July Fourth’s real party crashers: leaks and thieves - Business Insurance Skip to content Register for free Search Search Log In Risk Management Cyber Risks Pricing Trends Mergers & Acquisitions Technology Sponsored Content WSIA RISKWORLD Workers Comp & Safety Workers Comp Cost Control Pain Management Workplace Safety International EMEA Asia-Pacific Latin America People Events BI Intelligence Top 100 Agents & Brokers Best Places to Work 2025 Lists Directories Insurance Pricing BI Stock Index Magazine Current Issue Past Issues Subscribe Women to Watch ALL INsurance Resources Risk Perspectives Sponsored Content Webinars White Papers Risk Management Cyber Risks Pricing Trends Mergers & Acquisitions Technology Sponsored Content WSIA RISKWORLD Workers Comp & Safety Workers Comp Cost Control Pain Management Workplace Safety International EMEA Asia-Pacific Latin America People Events BI Intelligence Top 100 Agents & Brokers Best Places to Work 2025 Lists Directories Insurance Pricing BI Stock Index Magazine Current Issue Past Issues Subscribe Women to Watch ALL INsurance Resources Risk Perspectives Sponsored Content Webinars White Papers Risk Management Cyber Risks Pricing Trends Mergers & Acquisitions Technology Sponsored Content WSIA RISKWORLD Workers Comp & Safety Workers Comp Cost Control Pain Management Workplace Safety International EMEA Asia-Pacific Latin America People Events BI Intelligence Top 100 Agents & Brokers Best Places to Work 2025 Lists Directories Insurance Pricing BI Stock Index Magazine Current Issue Past Issues Subscribe Women to Watch ALL INsurance Resources Risk Perspectives Sponsored Content Webinars White Papers Risk Management Cyber Risks Pricing Trends Mergers & Acquisitions Technology Sponsored Content WSIA RISKWORLD Workers Comp & Safety Workers Comp Cost Control Pain Management Workplace Safety International EMEA Asia-Pacific Latin America People Events BI Intelligence Top 100 Agents & Brokers Best Places to Work 2025 Lists Directories Insurance Pricing BI Stock Index Magazine Current Issue Past Issues Subscribe Women to Watch ALL INsurance Resources Risk Perspectives Sponsored Content Webinars White Papers July Fourth’s real party crashers: leaks and thieves Off Beat Jul 2, 2026 Fireworks may get all the bang in the July Fourth safety lectures, but the bigger threat to homeowners could be lurking under the sink. A Mercury Insurance analysis of five years of homeowner claims during the Independence Day holiday period found that water damage, weather-related losses and theft generated far more claims than fireworks. Water damage topped the list, with 537 claims and nearly $10 million in paid losses, compared with 54 fireworks-related claims. So while Americans are busy telling relatives to back away from the Roman candles, the washing machine hose may be plotting a far more expensive holiday weekend. Weather and tree-related damage ranked second, with 293 claims, while theft and vandalism came in third with 113 claims. Mercury said theft and vandalism claims rose nearly 23% during the July Fourth holiday period compared with a typical summer weekend, suggesting empty homes may be as attractive to opportunists as free hot dogs are to relatives. The insurer said homeowners should still follow fireworks rules, keep explosives away from homes, cars and dry vegetation, and have a hose or extinguisher nearby. But it also recommended checking outdoor plumbing and irrigation systems, trimming weak tree branches, securing patio furniture, locking garages and gates, using lights or cameras, and not broadcasting travel plans on social media. Related News Washington fines farm labor contractor $693K over worker-protection violations July 2, 2026 Howden debuts US food and beverage practice July 2, 2026 Amwins buys specialty MGA Jackson-Lloyd July 2, 2026 Alternative capital reaches new records July 2, 2026 Google ordered to pay $1.5B July 2, 2026 Hail drives storm losses into hundreds of millions July 2, 2026 VIG Re expands into Singapore July 2, 2026 Cyberattacks could spark bank liquidity crisis: JPMorgan July 2, 2026 Final YeByeol sale attempt attracts four bidders July 2, 2026 Facebook-f X-twitter Linkedin-in Business Insurance is a singular, authoritative news and information source for executives focused upon risk management, risk transfer and risk financing. Never miss important news: Become a Business Insurance Online subscriber today Subscribe Now Information About Us Contact Advertise Privacy Policy Terms & Conditions Copyright 2026. BUSINESS INSURANCE HOLDINGS Member, Beacon International Group, Ltd.

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