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Viewpoint: Warnings require action - Business Insurance Skip to content Register for free Search Search Log In Risk Management Cyber Risks Pricing Trends Mergers & Acquisitions Technology Sponsored Content WSIA RISKWORLD Workers Comp & Safety Workers Comp Cost Control Pain Management Workplace Safety International EMEA Asia-Pacific Latin America People Events BI Intelligence Top 100 Agents & Brokers Best Places to Work 2025 Lists Directories Insurance Pricing BI Stock Index Magazine Current Issue Past Issues Subscribe Women to Watch ALL INsurance Resources Risk Perspectives Sponsored Content Webinars White Papers Risk Management Cyber Risks Pricing Trends Mergers & Acquisitions Technology Sponsored Content WSIA RISKWORLD Workers Comp & Safety Workers Comp Cost Control Pain Management Workplace Safety International EMEA Asia-Pacific Latin America People Events BI Intelligence Top 100 Agents & Brokers Best Places to Work 2025 Lists Directories Insurance Pricing BI Stock Index Magazine Current Issue Past Issues Subscribe Women to Watch ALL INsurance Resources Risk Perspectives Sponsored Content Webinars White Papers Risk Management Cyber Risks Pricing Trends Mergers & Acquisitions Technology Sponsored Content WSIA RISKWORLD Workers Comp & Safety Workers Comp Cost Control Pain Management Workplace Safety International EMEA Asia-Pacific Latin America People Events BI Intelligence Top 100 Agents & Brokers Best Places to Work 2025 Lists Directories Insurance Pricing BI Stock Index Magazine Current Issue Past Issues Subscribe Women to Watch ALL INsurance Resources Risk Perspectives Sponsored Content Webinars White Papers Risk Management Cyber Risks Pricing Trends Mergers & Acquisitions Technology Sponsored Content WSIA RISKWORLD Workers Comp & Safety Workers Comp Cost Control Pain Management Workplace Safety International EMEA Asia-Pacific Latin America People Events BI Intelligence Top 100 Agents & Brokers Best Places to Work 2025 Lists Directories Insurance Pricing BI Stock Index Magazine Current Issue Past Issues Subscribe Women to Watch ALL INsurance Resources Risk Perspectives Sponsored Content Webinars White Papers Viewpoint: Warnings require action by Claire Wilkinson Current Issue Jun 26, 2026 There’s a magical shift in our house at this time of year when the dining room is overtaken by piles of gear, we dust off the duffels and realize that camp season is finally here. Even though we’ve done this for seven summers, the packing checklist for our two campers continues to test our patience and pocketbook. But when the last zipper closes, the frustration evaporates and is replaced by the familiar excitement of sending our boys back to camp. To be clear, I wasn’t always on board with the idea of them attending a sleepaway summer camp. In addition to the cost, I hadn’t even heard of such a thing growing up in England and my initial reaction was shock that we would consider sending them hundreds of miles from home at such a young age for two weeks. But my wife attended camp from age 11 and some of her happiest memories and closest friendships were formed there. The camp network runs deep. When deciding where to send our boys, it helped us find a camp that was a good fit. The camp’s accreditation through the American Camp Association influenced our decision, as the association’s program includes nearly 300 standards related to health, safety and risk management. We were also reassured by the procedures in place for everything from lightning strikes to medical emergencies. That said, it bears remembering that camp licensing, emergency preparedness and insurance requirements vary by state. Not all camps devote the same level of planning and training to safety and emergency preparedness. At the camp my wife attended in Tennessee, the year that life jackets appeared at the lake and helmets at the barn marked a turning point in safety. In her words: “Ask anyone who was there, 1992 was the summer of safety.” Those changes were prompted by an insurance renewal. Last summer, the unthinkable happened when deadly flooding along the Guadalupe River in Texas in 2025 wreaked havoc on homes and camps along the river, many areas in documented flood zones. At Camp Mystic, 25 campers and two counselors were killed. The tragedy has drawn attention to how camp operators plan for and respond to severe weather and other emergencies. The camp’s director also died in the flood. Texas lawmakers have since passed legislation strengthening oversight of youth camps and emergency preparedness requirements. Wrongful death lawsuits filed by parents of campers killed allege that Camp Mystic failed to adequately prepare for flood risks and respond to warnings. The camp did not reopen for the 2026 season. From seat belts in cars to fall-protection systems on construction sites to advances in weather forecasting, decades of safety improvements have saved countless lives. We have come to expect that lessons learned from past tragedies will lead to better protections in the future. But it’s not only the equipment that can save lives. Accidents happen even with the best preparation, staff training and evacuation procedures in place. Emergency warning systems and weather-monitoring technology can help, but they are only effective if people are prepared to act when conditions change. For camp operators, risk managers and insurers, the takeaway is clear: safety depends as much on execution as on equipment. The children we entrust to a camp’s care rely on adults to recognize risks, communicate clearly and make the right decisions when it matters most. Receiving a warning and responding to it are not the same thing. Related News EEOC moves broaden scope of bias exposures June 26, 2026 Top insurance brokers, No. 9: Howden Insurance Brokers June 26, 2026 Top insurance brokers, No. 1: Marsh June 26, 2026 2026 brokers profiles: World’s 10 Largest Insurance Brokers June 26, 2026 Top insurance brokers, No. 3: Arthur J. 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