Pen Underwriting enhances yacht capacity with 50% hull limit increase

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’We’re delighted to now be able to accommodate an even more diverse portfolio of yacht risks in the mid-section of the market,’ says product lead for yachts
Pen Underwriting has increased its yacht hull limits by 50% to $15m (£11.1m) to strengthen its specialist marine practice.
Trading under its specialist brand Vessel Protect, the MGA is extending its underwriting appetite with stamp capacity up to $15m, on a worldwide basis, backed by A-rated Lloyd’s and London market capacity.
This an uplift from the original $10m (£7.4m) hull capacity when it launched into the global yacht insurance sector in 2024.
Paul Wood, product lead for yachts at Vessel Protect, said: “Servicing and supporting the mid-value section of the global yacht market, where capacity has historically been more limited, remains our sweet spot.
”But increasing our hull limit by 50% gives us, as underwriters, and our brokers even greater flexibility and scope to support their clients.”
Previous enhancements
This latest enhancement follows the addition of a $10m liability limit in November 2025.
Read: Pen Underwriting appoints six in marine leadership reshuffle
Read: Marine MGA appoints seasoned yacht underwriter to board
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This includes US insureds, US flag and US waters, as well as crew liability up to $5m (£3.7m) to complement its yacht hull offering.
Wood added: ”Our focus is on providing sustainable risk solutions tailored to the specific needs of clients’ individual assets alongside data-driven underwriting and first-class customer service – even in complex scenarios.
”So, we’re delighted to now be able to accommodate an even more diverse portfolio of yacht risks in the mid-section of the market.”
She joined the title after completing a Master's degree in Journalism in 2025, having previously graduated with a degree in English Literature.View full Profile
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