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Health care, office, education sectors lag broader comp frequency declines - Business Insurance Skip to content Register for free Search Search Log In Risk Management Cyber Risks Pricing Trends Mergers & Acquisitions Technology Sponsored Content WSIA RISKWORLD Workers Comp & Safety Workers Comp Cost Control Pain Management Workplace Safety International EMEA Asia-Pacific Latin America People Events BI Intelligence Top 100 Agents & Brokers Best Places to Work 2025 Lists Directories Insurance Pricing BI Stock Index Magazine Current Issue Past Issues Subscribe Women to Watch ALL INsurance Resources Risk Perspectives Sponsored Content Webinars White Papers Risk Management Cyber Risks Pricing Trends Mergers & Acquisitions Technology Sponsored Content WSIA RISKWORLD Workers Comp & Safety Workers Comp Cost Control Pain Management Workplace Safety International EMEA Asia-Pacific Latin America People Events BI Intelligence Top 100 Agents & Brokers Best Places to Work 2025 Lists Directories Insurance Pricing BI Stock Index Magazine Current Issue Past Issues Subscribe Women to Watch ALL INsurance Resources Risk Perspectives Sponsored Content Webinars White Papers Risk Management Cyber Risks Pricing Trends Mergers & Acquisitions Technology Sponsored Content WSIA RISKWORLD Workers Comp & Safety Workers Comp Cost Control Pain Management Workplace Safety International EMEA Asia-Pacific Latin America People Events BI Intelligence Top 100 Agents & Brokers Best Places to Work 2025 Lists Directories Insurance Pricing BI Stock Index Magazine Current Issue Past Issues Subscribe Women to Watch ALL INsurance Resources Risk Perspectives Sponsored Content Webinars White Papers Risk Management Cyber Risks Pricing Trends Mergers & Acquisitions Technology Sponsored Content WSIA RISKWORLD Workers Comp & Safety Workers Comp Cost Control Pain Management Workplace Safety International EMEA Asia-Pacific Latin America People Events BI Intelligence Top 100 Agents & Brokers Best Places to Work 2025 Lists Directories Insurance Pricing BI Stock Index Magazine Current Issue Past Issues Subscribe Women to Watch ALL INsurance Resources Risk Perspectives Sponsored Content Webinars White Papers Health care, office, education sectors lag broader comp frequency declines by Louise Esola Claims Disputes , Workers Comp Coverage , Workplace Safety Jul 22, 2026 Health care, office and private education employers are not seeing the steep declines in lost-time workers compensation claim frequency recorded across most industries, according to an analysis released Monday by the National Council on Compensation Insurance. Most industries experienced average annual frequency declines of at least 5% from accident years 2021 through preliminary 2024, but the three sectors recorded substantially more moderate changes, NCCI said. Health care claim frequency declined an average of 2.9% annually during the period, while office-sector frequency fell 3.2%. Private education frequency increased an average of 2.5%. The differences were more pronounced between 2023 and preliminary 2024, when frequency increased 0.5% in health care and 0.7% in private education and declined 0.1% among office employers. NCCI said the health care trend may reflect increases in newly hired workers and a recent rise in workplace violence. Return-to-office mandates and an increase in motor vehicle accidents involving sales workers may be affecting office-sector results. In private education, the frequency of struck-by and injured-by claims has increased, potentially because of rising workplace violence, the analysis said. Results also varied by jurisdiction. The District of Columbia and Nevada were the only jurisdictions with increases in overall lost-time claim frequency from 2021 through preliminary 2024, posting cumulative increases of 10% and 2%, respectively. The two jurisdictions also recorded increases in leisure and hospitality claim frequency during the period — 3% in the District of Columbia and 15% in Nevada — suggesting the sector may be a significant contributor to their overall increases. The frequency calculations were wage-adjusted and excluded large-deductible policies, according to the analysis. Despite increases within some industries and jurisdictions, NCCI said it is not seeing evidence of a systematic reversal in the long-term decline in overall workers comp claim frequency. 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