Article ID: 5aa8939af4aa33008ed81553355b752e149aa1f466cc4c04932557ca693c24d8
Source ID: secondary:businessinsurance.com
Published At: -
Extraction Method: bs4_heuristic
URL: https://www.businessinsurance.com/us-liability-rate-hikes-accelerate-property-prices-fall-further/
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US liability rate hikes accelerate; property prices fall further - Business Insurance Skip to content Register for free Search Search Log In Risk Management Cyber Risks Pricing Trends Mergers & Acquisitions Technology Sponsored Content WSIA RISKWORLD Workers Comp & Safety Workers Comp Cost Control Pain Management Workplace Safety International EMEA Asia-Pacific Latin America People Events BI Intelligence Top 100 Agents & Brokers Best Places to Work 2025 Lists Directories Insurance Pricing BI Stock Index Magazine Current Issue Past Issues Women to Watch ALL INsurance Resources Risk Perspectives Sponsored Content Webinars White Papers Risk Management Cyber Risks Pricing Trends Mergers & Acquisitions Technology Sponsored Content WSIA RISKWORLD Workers Comp & Safety Workers Comp Cost Control Pain Management Workplace Safety International EMEA Asia-Pacific Latin America People Events BI Intelligence Top 100 Agents & Brokers Best Places to Work 2025 Lists Directories Insurance Pricing BI Stock Index Magazine Current Issue Past Issues Women to Watch ALL INsurance Resources Risk Perspectives Sponsored Content Webinars White Papers Risk Management Cyber Risks Pricing Trends Mergers & Acquisitions Technology Sponsored Content WSIA RISKWORLD Workers Comp & Safety Workers Comp Cost Control Pain Management Workplace Safety International EMEA Asia-Pacific Latin America People Events BI Intelligence Top 100 Agents & Brokers Best Places to Work 2025 Lists Directories Insurance Pricing BI Stock Index Magazine Current Issue Past Issues Women to Watch ALL INsurance Resources Risk Perspectives Sponsored Content Webinars White Papers Risk Management Cyber Risks Pricing Trends Mergers & Acquisitions Technology Sponsored Content WSIA RISKWORLD Workers Comp & Safety Workers Comp Cost Control Pain Management Workplace Safety International EMEA Asia-Pacific Latin America People Events BI Intelligence Top 100 Agents & Brokers Best Places to Work 2025 Lists Directories Insurance Pricing BI Stock Index Magazine Current Issue Past Issues Women to Watch ALL INsurance Resources Risk Perspectives Sponsored Content Webinars White Papers US liability rate hikes accelerate; property prices fall further by Gavin Souter P/C Pricing Marsh & McLennan Feb 4, 2026 U.S. policyholders saw average liability rate increases approaching double digits in the fourth quarter of 2025, while property insurance rates fell by a similar amount, according to Marsh Risk’s latest pricing report. Liability rates increased 9% in the quarter, compared with 8% in the third quarter, according to the broker previously known as Marsh. Excluding workers compensation rates, which have seen little movement for years, liability rates increased 12%. General liability rates saw slight increases, but lead umbrella rates rose 12% to 15% for accounts with favorable loss experience and those with higher losses saw rate hikes of 30% or more, the report said. U.S. property rates, which Marsh Risk says have been declining since the third quarter of 2024, fell 8% in the 2025 fourth quarter, slightly less than the 9% reductions seen in each of the first three quarters of last year. “Insurer competition intensified as capacity continued to increase from new and existing insurers, due in part to lower reinsurance costs,” the report said. Financial and professional lines were flat, compared with a 2% increase in the prior quarter, and cyber rates again fell 3%. Globally, insurance rates fell 4% on average, with property rates down 9% and liability rates up 4%. Financial and professional lines fell 4%, and cyber liability was down 7%. Related News Musk loses bid to dismiss SEC lawsuit over Twitter stake February 4, 2026 Zurich wins over Beazley with sweetened $11 billion bid February 4, 2026 No comp for undocumented workers risks perils: Legal experts February 4, 2026 Chubb’s quarterly profit rises on higher investment returns, lower cat losses February 3, 2026 Blackstone’s Gray says AI disruption risk is ‘top of the page’ for us February 3, 2026 Career on the rocks February 3, 2026 Cyber claims frequency falls 29% in US, Canada in 2025: Marsh February 3, 2026 Everest’s Jill Beggs chosen Insurance Woman of the Year February 3, 2026 Georgia bill proposes sweeping changes to prescribing in comp February 3, 2026 Facebook-f X-twitter Linkedin-in Business Insurance is a singular, authoritative news and information source for executives focused upon risk management, risk transfer and risk financing. Never miss important news: Become a Business Insurance Online subscriber today Subscribe Now Information About Us Contact Advertise Privacy Policy Terms & Conditions Copyright 2026. BUSINESS INSURANCE HOLDINGS Member, Beacon International Group, Ltd.
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