Article ID: 57ac1c295281ff7170c5c5fc5a9a9ede5c0281b0c85b378cab67a7c20d7fd2f8
Source ID: secondary:businessinsurance.com
Published At: -
Extraction Method: bs4_heuristic
URL: https://www.businessinsurance.com/bi-litmus-partner-on-composite-insurer-ratings/
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BI, Litmus partner on composite insurer ratings - Business Insurance Skip to content Register for free Search Search Log In Risk Management Cyber Risks Pricing Trends Mergers & Acquisitions Technology Sponsored Content WSIA RISKWORLD Workers Comp & Safety Workers Comp Cost Control Pain Management Workplace Safety International EMEA Asia-Pacific Latin America People Events BI Intelligence Top 100 Agents & Brokers Best Places to Work 2025 Lists Directories Insurance Pricing BI Stock Index Magazine Current Issue Past Issues Subscribe Women to Watch ALL INsurance Resources Risk Perspectives Sponsored Content Webinars White Papers Risk Management Cyber Risks Pricing Trends Mergers & Acquisitions Technology Sponsored Content WSIA RISKWORLD Workers Comp & Safety Workers Comp Cost Control Pain Management Workplace Safety International EMEA Asia-Pacific Latin America People Events BI Intelligence Top 100 Agents & Brokers Best Places to Work 2025 Lists Directories Insurance Pricing BI Stock Index Magazine Current Issue Past Issues Subscribe Women to Watch ALL INsurance Resources Risk Perspectives Sponsored Content Webinars White Papers Risk Management Cyber Risks Pricing Trends Mergers & Acquisitions Technology Sponsored Content WSIA RISKWORLD Workers Comp & Safety Workers Comp Cost Control Pain Management Workplace Safety International EMEA Asia-Pacific Latin America People Events BI Intelligence Top 100 Agents & Brokers Best Places to Work 2025 Lists Directories Insurance Pricing BI Stock Index Magazine Current Issue Past Issues Subscribe Women to Watch ALL INsurance Resources Risk Perspectives Sponsored Content Webinars White Papers Risk Management Cyber Risks Pricing Trends Mergers & Acquisitions Technology Sponsored Content WSIA RISKWORLD Workers Comp & Safety Workers Comp Cost Control Pain Management Workplace Safety International EMEA Asia-Pacific Latin America People Events BI Intelligence Top 100 Agents & Brokers Best Places to Work 2025 Lists Directories Insurance Pricing BI Stock Index Magazine Current Issue Past Issues Subscribe Women to Watch ALL INsurance Resources Risk Perspectives Sponsored Content Webinars White Papers BI , Litmus partner on composite insurer ratings by Stuart Shipperlee Current Issue , P/C Insurers , Reinsurance Mar 1, 2026 Business Insurance and insurance rating specialists Litmus Analysis have teamed up to provide a unique perspective on the ratings of the insurers and reinsurers that matter to readers. We’re starting with this initial table covering BI -selected North American commercial lines companies. Significant insurance groups’ individual insurers are often rated by more than one agency for their ability to meet current and future policyholder obligations — financial strength ratings. Because ratings are forward-looking opinions, having a range of those opinions available seems logical. But that can also add complexity to rating user consideration, especially because across the four agencies with a major, global focus on rating insurers — A.M. Best, Fitch Ratings, Moody’s Ratings and S&P Global — three financial strength rating scales are deployed. Moreover, concepts such as trend-driven positive and negative rating outlooks and event-driven rating “reviews” or “watches” can add to usage complexity. Over a decade ago, Litmus developed a proprietary approach to combining published financial strength ratings from these agencies into a numerical outcome described as the Litmus Composite Score. Numerical ranges of the LCS outcomes are then mapped back to specific points on the rating scale, using the most common scale across the agencies. The position within the LCS numerical range for each rating scale mapping level is identified as Higher, Middle or Lower. BI and Litmus are partnering to provide periodic summaries across four groups of insurers and reinsurers selected by BI . In addition to North American commercial lines, there will be coverage of Europe, Bermuda and global reinsurance. Going forward, Litmus will provide a ratings-related discussion to accompany each chart. For clarity, it should be noted that the LCS outcomes and their associated rating scale mappings do not reflect any form of Litmus’ own opinion of the named group or its individual insurers. While the Litmus team has over 100 years of experience working in the major agencies, Litmus is a consulting and advisory firm; it is not a rating agency and does not provide rating opinions. Rather, Litmus has used its rating agency experience to generate these averaged rating outcomes from the publicly issued rating opinions of the major agencies as of the date noted in the table. Insurers and reinsurers within rated groups may be assigned different rating levels, and ratings do change. Each of the four agencies publishes its ratings and any changes to them on its public website. Readers of the table should refer to those sites for the most current rating opinions of any of the agencies on any rated unit owned by any group named in the table. To find out more about the LCS calculation, please visit Litmus Composite Score at www.litmusanalysis.com or email Litmus at [email protected] . Stuart Shipperlee is head of analysis at Litmus Analysis in London. 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