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First-year workers, older employees pose highest injury risks: Report - Business Insurance Skip to content Register for free Search Search Log In Risk Management Cyber Risks Pricing Trends Mergers & Acquisitions Technology Sponsored Content WSIA RISKWORLD Workers Comp & Safety Workers Comp Cost Control Pain Management Workplace Safety International EMEA Asia-Pacific Latin America People Events BI Intelligence Top 100 Agents & Brokers Best Places to Work 2025 Lists Directories Insurance Pricing BI Stock Index Magazine Current Issue Past Issues Subscribe Women to Watch ALL INsurance Resources Risk Perspectives Sponsored Content Webinars White Papers Risk Management Cyber Risks Pricing Trends Mergers & Acquisitions Technology Sponsored Content WSIA RISKWORLD Workers Comp & Safety Workers Comp Cost Control Pain Management Workplace Safety International EMEA Asia-Pacific Latin America People Events BI Intelligence Top 100 Agents & Brokers Best Places to Work 2025 Lists Directories Insurance Pricing BI Stock Index Magazine Current Issue Past Issues Subscribe Women to Watch ALL INsurance Resources Risk Perspectives Sponsored Content Webinars White Papers Risk Management Cyber Risks Pricing Trends Mergers & Acquisitions Technology Sponsored Content WSIA RISKWORLD Workers Comp & Safety Workers Comp Cost Control Pain Management Workplace Safety International EMEA Asia-Pacific Latin America People Events BI Intelligence Top 100 Agents & Brokers Best Places to Work 2025 Lists Directories Insurance Pricing BI Stock Index Magazine Current Issue Past Issues Subscribe Women to Watch ALL INsurance Resources Risk Perspectives Sponsored Content Webinars White Papers Risk Management Cyber Risks Pricing Trends Mergers & Acquisitions Technology Sponsored Content WSIA RISKWORLD Workers Comp & Safety Workers Comp Cost Control Pain Management Workplace Safety International EMEA Asia-Pacific Latin America People Events BI Intelligence Top 100 Agents & Brokers Best Places to Work 2025 Lists Directories Insurance Pricing BI Stock Index Magazine Current Issue Past Issues Subscribe Women to Watch ALL INsurance Resources Risk Perspectives Sponsored Content Webinars White Papers First-year workers, older employees pose highest injury risks: Report by Louise Esola Claims Management , Workers Comp Cost Control , Workplace Safety The Travelers Cos. May 4, 2026 While workplace injury rates are declining, those that do happen are becoming more severe, more expensive and are keeping employees off the job longer, with new hires and older workers posing the greatest risks, according to an “injury impact” report released Monday by Travelers. The annual report, based on more than 1.2 million workers compensation claims filed between 2021 and 2025, found injured employees missed an average of 80 workdays per claim, even as overall injury frequency trended downward. First-year employees accounted for roughly 37% of all workplace injuries and 34% of claim costs, generating more than 5 million missed workdays over the period. Travelers said that pattern was especially pronounced in labor-intensive and high-turnover sectors, with restaurants leading the list at 51% of claims involving first-year workers, followed by construction at 44% and retail at 39%. Wholesale and professional services businesses — including legal, engineering and accounting firms — each saw first-year employees account for 38% of claims. Transportation, finance, insurance and real estate each came in at 36%, while manufacturing recorded 31%. Construction workers had the longest average recovery time of any sector, missing 114 workdays per injury, followed by transportation at 94 days, professional services at 77 days and manufacturing at 76 days. Small business employees missed an average of 86 workdays per injury, six more than the all-industry average. The report also found older workers continue to face longer recoveries. Employees age 60 and older accounted for 16% of all lost-time claims and missed an average of 97 workdays per injury — 17 more than average. Their injuries were also more likely to involve fractures and dislocations, which typically require longer healing times. Shoulder injuries were the most common body part injured across most industries, representing 13% of claims, followed by lower back and knee injuries at 11% each. Related News Former Wipro executive named group president of Sedgwick May 4, 2026 Executives warn AI risks are outpacing regulation May 4, 2026 Corporate buyers increasingly filling gaps with parametric cover May 4, 2026 Claims complexity, talent gaps reshape risk landscape May 4, 2026 Sedgwick launches AI-powered claims ‘ecosystem’ May 4, 2026 Gallagher’s AI-driven software analyzes risk profile May 4, 2026 Westfield Specialty offering inland marine cover, names executive May 4, 2026 CNA posts lower profits, citing social inflation May 4, 2026 Ageas takes full control of Belgian subsidiary for $2.2B May 4, 2026 Facebook-f X-twitter Linkedin-in Business Insurance is a singular, authoritative news and information source for executives focused upon risk management, risk transfer and risk financing. 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