Article ID: 3a762f56c036b434cc48e0303b4dde8703c323e999359dfecd4117ae70735378
Source ID: secondary:businessinsurance.com
Published At: -
Extraction Method: bs4_heuristic
Body Text
Trucking company dithered over insurance policy as vehicle crashed - Business Insurance Skip to content Register for free Search Search Log In Risk Management Cyber Risks Pricing Trends Mergers & Acquisitions Technology Sponsored Content WSIA RISKWORLD Workers Comp & Safety Workers Comp Cost Control Pain Management Workplace Safety International EMEA Asia-Pacific Latin America People Events BI Intelligence Top 100 Agents & Brokers Best Places to Work 2025 Lists Directories Insurance Pricing BI Stock Index Magazine Current Issue Past Issues Subscribe Women to Watch ALL INsurance Resources Risk Perspectives Sponsored Content Webinars White Papers Risk Management Cyber Risks Pricing Trends Mergers & Acquisitions Technology Sponsored Content WSIA RISKWORLD Workers Comp & Safety Workers Comp Cost Control Pain Management Workplace Safety International EMEA Asia-Pacific Latin America People Events BI Intelligence Top 100 Agents & Brokers Best Places to Work 2025 Lists Directories Insurance Pricing BI Stock Index Magazine Current Issue Past Issues Subscribe Women to Watch ALL INsurance Resources Risk Perspectives Sponsored Content Webinars White Papers Risk Management Cyber Risks Pricing Trends Mergers & Acquisitions Technology Sponsored Content WSIA RISKWORLD Workers Comp & Safety Workers Comp Cost Control Pain Management Workplace Safety International EMEA Asia-Pacific Latin America People Events BI Intelligence Top 100 Agents & Brokers Best Places to Work 2025 Lists Directories Insurance Pricing BI Stock Index Magazine Current Issue Past Issues Subscribe Women to Watch ALL INsurance Resources Risk Perspectives Sponsored Content Webinars White Papers Risk Management Cyber Risks Pricing Trends Mergers & Acquisitions Technology Sponsored Content WSIA RISKWORLD Workers Comp & Safety Workers Comp Cost Control Pain Management Workplace Safety International EMEA Asia-Pacific Latin America People Events BI Intelligence Top 100 Agents & Brokers Best Places to Work 2025 Lists Directories Insurance Pricing BI Stock Index Magazine Current Issue Past Issues Subscribe Women to Watch ALL INsurance Resources Risk Perspectives Sponsored Content Webinars White Papers Trucking company dithered over insurance policy as vehicle crashed by Richard Sine Auto liability , Claims Disputes May 11, 2026 A unit of Progressive successfully escaped a $1 million judgment in a case in which a trucking company and its agent debated coverage in the hours and days before and after a serious accident. In United Financial Casualty Co. v. United Transit Lines Inc., decided May 6 by U.S. District Judge Jacquelyn D. Austin in Columbia, South Carolina, the court sorted out a tangled insurance dispute stemming from a 2019 collision involving a 2018 Freightliner truck. An injured motorist obtained a $1 million default judgment against the driver and his employer, United Transit Lines, but collecting it proved complicated. Two days before the crash on I-26 in South Carolina, an associate of the trucking company had emailed its insurance agent asking to add the Freightliner to the policy, but the agent later told Progressive it did not receive the message at the time. On the day of the crash, the associate revived the coverage question. She first agreed to coverage, then balked at the premium and said the company would take the truck off the road. The next day, she again asked to cease coverage and to have the reversal backdated. Apparently, she was unaware that the truck had crashed, according to the ruling. Mayfield Village, Ohio-based Progressive was not notified of the accident until more than four years later, when the crash victim demanded payment of the $1 million default judgment. Judge Austin ruled that because coverage had been backdated to two days before the crash, the truck was no longer covered. She said that a provision stating that a deleted vehicle loses coverage “as of the date and time you ask us to delete it” addressed only forward-looking cancellation, not to an agreement to reverse coverage for an earlier period. That left Old Republic Insurance, which had issued an MCS-90 endorsement to United Transportation Lines, a related entity that leased the truck. MCS-90 endorsements are federally mandated surety instruments requiring insurers to pay accident judgments on behalf of interstate motor carriers even when the underlying policy provides no coverage. Chicago-based Old Republic stipulated it would be liable if the Progressive policy did not apply. The remaining dispute was how much Old Republic owed. The motorist sought the full $1 million; Old Republic argued the federal minimum of $750,000 applied. The judge sided with Old Republic. “The MCS-90 was not designed to be a vehicle for motor carriers to altruistically provide the public with greater protection than the law requires,” Judge Austin wrote. United Transit Lines did not immediately respond to a request for comment. Related News IAT names COO, EVP for transportation May 11, 2026 Take me out to the courtroom May 11, 2026 County risk pool immune in deputy death benefits dispute: Texas court May 11, 2026 Swiss Re reserves $400M for Middle East conflict risks May 11, 2026 Taiwan chipmakers face energy supply risk May 11, 2026 Japanese insurers eye more overseas acquisitions May 11, 2026 Lloyd’s weighs publishing details from ex-CEO probe May 11, 2026 QBE posts 11% rise in Q1 premiums May 11, 2026 Korean Re targets $75M cat bond May 11, 2026 Facebook-f X-twitter Linkedin-in Business Insurance is a singular, authoritative news and information source for executives focused upon risk management, risk transfer and risk financing. Never miss important news: Become a Business Insurance Online subscriber today Subscribe Now Information About Us Contact Advertise Privacy Policy Terms & Conditions Copyright 2026. BUSINESS INSURANCE HOLDINGS Member, Beacon International Group, Ltd.
Metadata (JSON)
{
"score": 14.7675
}