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Rates forecast down for property, flat or positive for casualty: USI - Business Insurance Skip to content Register for free Search Search Log In Risk Management Cyber Risks Pricing Trends Mergers & Acquisitions Technology Sponsored Content WSIA RISKWORLD Workers Comp & Safety Workers Comp Cost Control Pain Management Workplace Safety International EMEA Asia-Pacific Latin America People Events BI Intelligence Top 100 Agents & Brokers Best Places to Work 2025 Lists Directories Insurance Pricing BI Stock Index Magazine Current Issue Past Issues Women to Watch ALL INsurance Resources Risk Perspectives Sponsored Content Webinars White Papers Risk Management Cyber Risks Pricing Trends Mergers & Acquisitions Technology Sponsored Content WSIA RISKWORLD Workers Comp & Safety Workers Comp Cost Control Pain Management Workplace Safety International EMEA Asia-Pacific Latin America People Events BI Intelligence Top 100 Agents & Brokers Best Places to Work 2025 Lists Directories Insurance Pricing BI Stock Index Magazine Current Issue Past Issues Women to Watch ALL INsurance Resources Risk Perspectives Sponsored Content Webinars White Papers Risk Management Cyber Risks Pricing Trends Mergers & Acquisitions Technology Sponsored Content WSIA RISKWORLD Workers Comp & Safety Workers Comp Cost Control Pain Management Workplace Safety International EMEA Asia-Pacific Latin America People Events BI Intelligence Top 100 Agents & Brokers Best Places to Work 2025 Lists Directories Insurance Pricing BI Stock Index Magazine Current Issue Past Issues Women to Watch ALL INsurance Resources Risk Perspectives Sponsored Content Webinars White Papers Risk Management Cyber Risks Pricing Trends Mergers & Acquisitions Technology Sponsored Content WSIA RISKWORLD Workers Comp & Safety Workers Comp Cost Control Pain Management Workplace Safety International EMEA Asia-Pacific Latin America People Events BI Intelligence Top 100 Agents & Brokers Best Places to Work 2025 Lists Directories Insurance Pricing BI Stock Index Magazine Current Issue Past Issues Women to Watch ALL INsurance Resources Risk Perspectives Sponsored Content Webinars White Papers Rates forecast down for property, flat or positive for casualty: USI by Matthew Lerner Agents and Brokers , Auto liability , Catastrophes , D&O , Excess and Surplus Lines , P/C Insurers , P/C Pricing , Property USI Insurance Services Jan 6, 2026 Property markets are forecast to be down as much as 20% while casualty markets will remain flat or in positive territory, according to a report Tuesday from USI Insurance Services. Non-catastrophe exposed property with a minimal loss history and favorable risk profile should see rates flat to down 10%, while such accounts with catastrophe exposure should be down 5% to 20%. Property with unfavorable loss history or risk profile, catastrophe exposed or not, should be down 15% to up 5%, according to USI. “With a lower-than-anticipated loss year in 2025, available capacity, and favorable treaty renewals expected, property market conditions are expected to remain competitive through the first half of 2026,” USI said. In casualty markets, primary general/product liability coverage is forecast at flat to up 12.5%. Auto markets remain challenging, with primary auto liability for fleets of less than 200 with good loss history forecast flat to up 12.5%. Primary auto liability for fleets of less than 200 with poor loss history, however, are forecast up 20% to 40. Primary auto liability for fleets of more than 200 are forecast up 5% to 20%. “The second half of 2025 saw continued stabilization across most casualty lines, with capacity remaining adequate and rate increases generally moderating for well-managed risks,” USI said, although challenges remain. “Social inflation persisted as a key challenge, driving up claim costs and reserve strengthening across liability lines, especially automobile liability,” USI said. Umbrella and excess liability for the middle market is forecast at flat to up 15% while larger risk management accounts should be flat to up 20%. Public company directors and officers coverage is forecast at flat to up 7.5%. Private company and not-for-profit D&O coverage should be flat to up 5%, all according to USI. 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