Horace Mann’s Q4 combined ratio deteriorates to 84.8% as it books marginal earnings beat | The Insurer

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Horace Mann’s Q4 combined ratio deteriorates to 84.8% as it books marginal earnings beat | The Insurer The Insurer from Reuters The Insurer The Insurer TV Cyber Risk Sustainable Program Manager E&S Parametric Data Hub Sign in Subscribe Articles Region London Market Europe US / Americas Bermuda Asia Pacific Topics Broking Casualty Cyber ILS InsurTech and innovation Legacy Legal/ Regulatory Lloyd’s Losses M&A Parametric People Moves Property catastrophe Results Specialty Events & Conferences Events Content Types News Analysis Viewpoint Commentary Interview News Analysis Commentary Viewpoint Interview Events Videos Horace Mann’s Q4 combined ratio deteriorates to 84.8% as it books marginal earnings beat By Chris Munro Published: Wed 4 Feb 2026 Horace Mann Educators Corporation’s property and casualty combined ratio deteriorated 90 basis points to 84.8% in 2025’s fourth quarter as the carrier posted core earnings per diluted share for the period of $1.21– a marginal beat on analysts’ consensus forecast.

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